body { 
font-family: Georgia, "Book Antiqua", "Times New Roman", serif ;
font-size: 11pt ;
font-style: normal ;
font-weight: normal ;
color: #662211 ;
background-color : #FFFFEE ;
margin-top: 15px ; 
margin-bottom: 10px ;
margin-left: auto ;
margin-right: auto ;
}

p {
line-height: 1.4 ;
}

.small  { 
font-size:  10pt ; 
font-style: normal ; 
font-weight: normal ;
}

.tiny   { 
font-size:  9pt ; 
font-style: normal ; 
font-weight: normal ;
}

.larger {
font-size: 15pt ;
}

.creme {
color: #FFFFEE ;
}

p.top {
padding: 0 ;
margin-top: 0 ;
}

hr {
color: #662211 ;
bgcolor: #662211 ;
}

h1   { font-size: 18pt ; font-style: italic ; font-weight: bold ; color: #662211 ;
       padding: 0 ; margin-top: 0 ;
}

h2   { font-size: 16pt ; font-style: italic ; font-weight: bold ; color: #662211 }
h3   { font-size: 15pt ; font-style: italic ; font-weight: bold ; color: #662211 ;
       margin-top: 0 ; margin-bottom: 3px ; padding-top: 0 ; padding-bottom: 3px }
h4   { font-size: 15pt ; font-style: normal ; font-weight: bold ; color: #662211 ;
       margin: 0 ; padding: 0 }

a:link    { color: #CC9900 ; font-weight: bold   ; text-decoration: underline }
a:visited { color: #CC9900 ; font-weight: bold   ; text-decoration: underline }
a:hover   { color: #DD8800 ; font-weight: bold   ; text-decoration: underline }
a:active  { color: #CC9900 ; font-weight: bold   ; text-decoration: underline }

a.nav:link    { 
font-family: Arial, Helvetica, Verdana, sans-serif ;
font-size: 11pt ; 
color: #CC9900 ; font-weight: bold   ; text-decoration: underline ;
}

a.nav:visited { 
font-family: Arial, Helvetica, Verdana, sans-serif ;
font-size: 11pt ; 
color: #CC9900 ; font-weight: bold   ; text-decoration: underline ;
}

a.nav:hover   { 
font-size: 11pt ; 
font-family: Arial, Helvetica, Verdana, sans-serif ;
color: #DD8800 ; font-weight: bold   ; text-decoration: underline ;
}

a.nav:active  { 
font-family: Arial, Helvetica, Verdana, sans-serif ;
font-size: 11pt ; 
color: #CC9900 ; font-weight: bold   ; text-decoration: underline ;
}